2026 Medical, dental and vision coverage

These are the 2026 medical plan employee contributions.

Your contributions are made on a before-tax basis and deducted from your pay each pay period, which reduces your taxable income.

If you cover a domestic partner or domestic partner's child who does not qualify as a tax dependent, the value of their coverage will be considered imputed income.

You

Medical

PlanContribution per pay periodFull-year cost
PPO Plus$35.58$925
EPN$82.50$2,145
HDP$35.58$925
Surest Copay$23.08$600
Kaiser Mid-Atlantic$44.81$1,165
Kaiser Georgia$44.81$1,165
Kaiser Northwest$43.47$1,130
Kaiser California$44.43$1,155
Kaiser Hawaii$35.58$925
Health Plan Hawaii Plus$44.43$1,155

Medical plan contribution notes:

  • The medical plan costs shown reflect the $600 preventive care credit.
  • Contributions for senior directors and above are 150% of the rates shown.
  • If you’re a part-time V Teamer scheduled to work less than 30 hours per week, you can see your medical plan contributions in BenefitsConnection during enrollment.

Dental

PlanContribution per pay periodFull-year cost
PPO$10.39$270
DMO$6.93$180

Vision

PlanContribution per pay periodFull-year cost
VSP$3.62$93.97

You + 1

Medical

PlanContribution per pay periodFull-year cost
PPO Plus$104.23$2,710
EPN$204.43$5,315
HDP$104.24$2,710
Surest Copay$69.24$1,800
Kaiser Mid-Atlantic$122.70$3,190
Kaiser Georgia$122.70$3,190
Kaiser Northwest$119.43$3,105
Kaiser California$121.74$3,165
Kaiser Hawaii$96.54$2,510
Health Plan Hawaii Plus$121.54$3,160

Medical plan contribution notes:

  • The medical plan costs shown reflect the $600 preventive care credit.
  • Contributions for senior directors and above are 150% of the rates shown.
  • If you’re a part-time V Teamer scheduled to work less than 30 hours per week, you can see your medical plan contributions in BenefitsConnection during enrollment.

Dental

PlanContribution per pay periodFull-year cost
PPO$20.77$540
DMO$13.85$360

Vision

PlanContribution per pay periodFull-year cost
VSP$10.12$263.12

You + family

Medical

PlanContribution per pay periodFull-year cost
PPO Plus$171.74$4,465
EPN$325.77$8,470
HDP$171.74$4,465
Surest Copay$115.39$3,000
Kaiser Mid-Atlantic$205.97$5,355
Kaiser Georgia$205.97$5,355
Kaiser Northwest$193.27$5,025
Kaiser California$197.31$5,130
Kaiser Hawaii$156.93$4,080
Health Plan Hawaii Plus$196.74$5,115

Medical plan contribution notes:

  • The medical plan costs shown reflect the $600 preventive care credit.
  • Contributions for senior directors and above are 150% of the rates shown.
  • If you’re a part-time V Teamer scheduled to work less than 30 hours per week, you can see your medical plan contributions in BenefitsConnection during enrollment.

Dental

PlanContribution per pay periodFull-year cost
PPO$31.16$810
DMO$20.77$540

Vision

PlanContribution per pay periodFull-year cost
VSP$16.27$422.87

2025 Medical, dental and vision coverage

These are the 2025 medical plan employee contributions.

Your contributions are made on a before-tax basis and deducted from your pay each pay period, which reduces your taxable income.

If you cover a domestic partner or domestic partner's child who does not qualify as a tax dependent, the value of their coverage will be considered imputed income.

You

Medical

PlanContribution per pay periodFull-year cost
PPO Plus$30.57$795
EPN$62.50$1,625
HDP$30.57$795
Surest Copay$20.19$525
Kaiser Mid-Atlantic$39.03$1,015
Kaiser Georgia$39.03$1,015
Kaiser Northwest$37.88$985
Kaiser California$38.65$1,005
Kaiser Hawaii$30.96$805
Health Plan Hawaii Plus$38.65$1,005

Medical plan contribution notes:

  • The medical plan costs shown reflect the $600 preventive care credit.
  • Contributions for senior directors and above are 150% of the rates shown.
  • If you’re a part-time V Teamer scheduled to work less than 30 hours per week, you can see your medical plan contributions in BenefitsConnection during enrollment.

Dental

PlanContribution per pay periodFull-year cost
PPO$9.23$240
DMO$6.15$160

Vision

PlanContribution per pay periodFull-year cost
VSP$2.15$56

You + 1

Medical

PlanContribution per pay periodFull-year cost
PPO Plus$89.42$2,325
EPN$154.80$4,025
HDP$89.42$2,325
Surest Copay$60.57$1,575
Kaiser Mid-Atlantic$106.73$2,755
Kaiser Georgia$106.73$2,755
Kaiser Northwest$103.84$2,700
Kaiser California$105.96$2,755
Kaiser Hawaii$84.03$2,185
Health Plan Hawaii Plus$105.76$2,750

Medical plan contribution notes:

  • The medical plan costs shown reflect the $600 preventive care credit.
  • Contributions for senior directors and above are 150% of the rates shown.
  • If you’re a part-time V Teamer scheduled to work less than 30 hours per week, you can see your medical plan contributions in BenefitsConnection during enrollment.

Dental

PlanContribution per pay periodFull-year cost
PPO$18.46$480
DMO$12.30$320

Vision

PlanContribution per pay periodFull-year cost
VSP$7.80$203

You + family

Medical

PlanContribution per pay periodFull-year cost
PPO Plus$147.11$3,825
EPN$246.73$6,415
HDP$147.11$3,825
Surest Copay$100.96$2,625
Kaiser Mid-Atlantic$172.50$4,485
Kaiser Georgia$179.23$4,660
Kaiser Northwest$168.26$4,375
Kaiser California$171.73$4,465
Kaiser Hawaii$136.53$3,550
Health Plan Hawaii Plus$171.15$4,450

Medical plan contribution notes:

  • The medical plan costs shown reflect the $600 preventive care credit.
  • Contributions for senior directors and above are 150% of the rates shown.
  • If you’re a part-time V Teamer scheduled to work less than 30 hours per week, you can see your medical plan contributions in BenefitsConnection during enrollment.

Dental

PlanContribution per pay periodFull-year cost
PPO$27.69$720
DMO$18.46$480

Vision

PlanContribution per pay periodFull-year cost
VSP$13.26$345
man gardening

Supplemental life insurance

If you elect supplemental life insurance during Annual Enrollment, your 2026 rate will be based on your age as of December 31, 2026. If you also elect coverage for a spouse or domestic partner, their rate will be based on their age as of December 31, 2026.

Your contributions are deducted from your pay each pay period after taxes.

You must provide evidence of insurability (EOI) for any increase to this benefit.

You

Employee age as of December 31, 2026Non-tobacco user monthly rate per $1,000 of coverageTobacco user monthly rate per $1,000 of coverage
Under 25$0.022$0.037
25 – 29$0.022$0.045
30 – 34$0.024$0.060
35 – 39$0.026$0.066
40 – 44$0.040$0.074
45 – 49$0.082$0.112
50 – 54$0.128$0.171
55 – 59$0.242$0.319
60 – 64$0.419$0.515
65 – 69$0.805$0.990
70 – 74$1.453$1.606
75+$1.953$1.953

Dependents

Spouse or domestic partner age as of December 31, 2026Monthly rate per $1,000 of coverage
Under 25$0.049
25 – 29$0.059
30 – 34$0.079
35 – 39$0.089
40 – 44$0.099
45 – 49$0.148
50 – 54$0.227
55 – 59$0.424
60 – 64$0.650
65 – 69$1.252
70 – 74$2.030
75 – 79$3.221
80 – 84$5.219
85 – 89$8.449
90 – 94$13.688
95 – 99$22.175
Dependent child up to age 26$0.099

Long-term disability insurance

These rates are not changing for 2026. The 2025 and 2026 monthly rates are below.

Your contributions are deducted from your pay each pay period after taxes.

You must provide evidence of insurability (EOI) if you enroll after your new-hire enrollment period and for any increase to this benefit.

Monthly rateEmployees enrolled in plan less than 5 yearsEmployees enrolled in plan 5 or more years
50% option$0.30 per $100 of eligible coverage$0.20 per $100 of eligible coverage
66 2/3% option$0.52 per $100 of eligible coverage$0.39 per $100 of eligible coverage

Contacts

See how much you’ll pay for the benefits you enroll in.